The account

Account types: the part a phone cannot change · India

The type of a trading account is picked once, in words, and stays the same account whichever screen opens it. This page separates the part a phone moves from the part it never touches.

For a beginner the whole choice is Standard or Standard Cent, and the device in your hand gets no vote in it. Standard has no minimum deposit; Standard Cent counts the balance in cents, so mistakes cost cents instead of dollars. A small screen changes only how much of that you read at once.

Which column a phone actually moves

Sort this before any name is picked: the first three lines belong to the account, the last two to the screen — and those two get mistaken for the choice.

What is being settled	Where it is settled
The name: Standard, Standard Cent, Pro, Raw Spread, Zero	The account. It reads back the same anywhere.
Whether a minimum deposit applies to money sent in	The account. Standard asks no smallest amount.
The spread, the gap between buy and sell price — the broker’s fee	The market and the account. No device reaches it.
How many lines of conditions fit at one time	The screen. This row a phone does move.
How easily a thumb reaches the wrong row	The screen, and the hand holding it.

Two names, and what each one counts in

Both open onto the same markets at the same prices. What differs is the size of the figures you read all day.

Name	What it counts in	What it does not decide
Standard	Whole dollars, regular-size trades. No minimum deposit: you decide the amount, not the broker.	Which markets are open, what prices are, or where you read them.
Standard Cent	Cents, hundredths of a dollar. Send $10 and it shows roughly 1,000 small units; trades are about 100 times smaller.	The same three: a smaller unit shrinks figures, not the market.

The cent row repays attention: the wrong presses every beginner makes cost cents there. It is still real money in a real market — small losses, but real. Demo first, then first real trades on Standard Cent, is a common path.

The names further down a scrolling list

Three more names exist: Pro, Raw Spread and Zero — professional accounts for experienced traders with specific needs around pricing and costs.

A short screen does something quiet with them: a list that would sit in one glance arrives in pieces, so a name reached by scrolling reads like an upgrade of the one above. It is not one — it is an account for another job.

Choosing when the only device is a phone

The screen shows one thing at a time, so the choice is made one thing at a time.

Settle the amount away from the screen. Write down what you could lose entirely, however small — no name produces that figure for you.

Practise first, name later. A demo account runs on virtual money: free, no time limit, no documents.

Read the sign-up screen one screenful at a time. Exact conditions and minimums are shown there, before any money is sent.

Match the unit to the amount. Standard Cent keeps small numbers beside a small amount; Standard is the plain default. Then read the safety rules.

Two lines that scroll past on a short screen

Keep a trade open overnight and a small charge called a swap may apply; the platform shows it before you trade. A swap-free option exists too, where that charge does not apply. It sits on the trade; the screen only shows it.

The other line is the minimum. It is stated during sign-up, before any money is sent, rather than on a page like this one.

What the device cannot be blamed for

No account type makes trading safe or profitable; it only decides how big your steps are while you learn. Results on a demo don’t guarantee the same results on a real account either — real money changes how a decision feels, on any size of screen.

Questions asked with the phone in hand

Does the account type change if I open it on another device?

It does not. The type belongs to the account, not the screen: Standard stays Standard, a cent account stays in cents.

Is there a separate account type for phones?

No — the names are Standard, Standard Cent, Pro, Raw Spread and Zero. None of them is a device.

Does a cent account show smaller numbers because the screen is small?

The unit belongs to the account. Send $10 there and it shows roughly 1,000 small units on any screen.

The minimum deposit scrolled past me. Where is it stated?

On the sign-up screen, before any money is sent. Standard has no minimum deposit; other types state theirs there.

Does the choice have to be finished in one sitting?

It does not. A demo works before any choice is made.

Is the overnight charge different on a phone?

It is the same. A swap applies to a trade held overnight; the swap-free option removes it from the trade, not from a screen.

Where is the account type itself managed?

In the Exness personal area — the private dashboard you get after signing up, which lists the types available to you.

How do I know the screen did not choose for me?

Say the reason out loud without naming a device. The amount you can afford to lose is one; a row sitting closer to your thumb is not.

Keep going

How to open an account

The sign-up path, field by field.

Walk the path

The demo account

Virtual money and real prices, before any name.

Practise first

Your first trade

Decided before you pick the device up, and checked after.

See the order

Not ready to name an account?

A free demo works before any choice.

The button is a partner link — it leads to the official exness.com sign-up page.

Open a free demo at Exness